A $425,000 fixed-rate mortgage at 6.25% APR paid over 10 years costs $4,771.90 per month. Over the life of the loan you would pay $147,628 in interest — 35% of the amount borrowed.
The 6.25% rate on this page is 0.46 points above this week's national average of 5.79% for a 15-year fixed mortgage (Freddie Mac PMMS, July 2, 2026).
| Period | Principal paid | Interest paid | Balance |
|---|
| Scenario | Monthly | Total interest |
|---|---|---|
| $425,000 at 4% (10yr) | $4,302.92 | $91,350 |
| $425,000 at 4.25% (10yr) | $4,353.60 | $97,431 |
| $425,000 at 4.5% (10yr) | $4,404.63 | $103,556 |
| $425,000 at 4.75% (10yr) | $4,456.03 | $109,723 |
| $425,000 at 5% (10yr) | $4,507.78 | $115,934 |
| $425,000 at 5.25% (10yr) | $4,559.90 | $122,188 |
| $425,000 at 5.5% (10yr) | $4,612.37 | $128,484 |
| $425,000 at 5.75% (10yr) | $4,665.19 | $134,823 |
| $425,000 at 6% (10yr) | $4,718.37 | $141,205 |
| $425,000 at 6.25% (10yr) ← this page | $4,771.90 | $147,628 |
| $425,000 at 6.5% (10yr) | $4,825.79 | $154,095 |
| $425,000 at 6.75% (10yr) | $4,880.02 | $160,603 |
| $425,000 at 7% (10yr) | $4,934.61 | $167,153 |
| $425,000 at 7.25% (10yr) | $4,989.54 | $173,745 |
| $425,000 at 7.5% (10yr) | $5,044.83 | $180,379 |
| $425,000 at 7.75% (10yr) | $5,100.45 | $187,054 |
| $425,000 at 8% (10yr) | $5,156.42 | $193,771 |
| $425,000 at 8.5% (10yr) | $5,269.39 | $207,327 |
| $425,000 at 9% (10yr) | $5,383.72 | $221,046 |